With added than 600 locations each, Costco and Sam's Club are the best accepted barn clubs in the country. We arrested how they assemblage up in several categories.

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Prices: Sam's Club. A contempo Consumer Reports analysis begin that both food offered commensurable prices. But Costco's anniversary associates is $55 -- $10 added than Sam's Club's fee. And Sam's frequently discounts its fee or throws in freebies for new members.
Products: Costco. Costco's Kirkland cast has becoming added acclaim for affection than Sam's Club's products. Kirkland olive oil was one of alone a few alien oils that met all-embracing and U.S. standards for added abstinent olive oil in a actinic and acoustic abstraction by the University of California, Davis. Consumer Reports has called Kirkland's Colombian Supremo accomplished bean coffee, Greek yogurt and cool exceptional boilerplate ice chrism as best buys

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Credit card: Tie. For those who absorb a lot at their barn club, we aces the Costco Visa (0 percent APR for seven months, again 15.99 percent; associates fee of $55 includes the card's anniversary fee). The agenda will pay you 4 percent on up to $7,000 in anniversary gas purchases at Costco and added gas stations, 3 percent on dining and travel, 2 percent at Costco and 1 percent on aggregate else. But if you buy a lot of gas, the Sam's Club MasterCard (15.40 percent or 23.40 percent APR) gets the nod. It pays an absorbing 5 percent on up to $6,000 in gas purchases anniversary year. You additionally get 3 percent aback on dining and travel, and 1 percent on all added purchases.
Financial services: Costco. Both big-box food action an arrangement of associates allowances chargeless or at discounted prices, including bloom insurance, car-buying casework and character protection. But Costco has more: mortgages; auto, home and activity insurance; rental cars; and biking packages.

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Return policy: Costco. At Costco you can acknowledgment around any account anytime, no questions asked, after a cancellation or the aboriginal packaging -- unless you're abiding a PC or added electronics, in which case you accept 90 days. That's agnate to Sam's Club, except Sam's awful recommends that you accept the aboriginal packaging and a receipt.
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STRATEGIES FOR SAVING ONLINE
To acreage the best amount back you're arcade online, use all of the accoutrement at your disposal. PriceGrabber.com can advice you analyze prices beyond sites. For prescriptions, appointment GoodRx.com to analyze prices at bounded pharmacies and book coupons acceptable for up to 80 percent off. Circadian accord sites Groupon.com and LivingSocial.com can additionally advice you snag discounts for products, biking and restaurants. But instead of cat-and-mouse to accept the circadian e-mails, chase the sites while you're shopping.

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(Send your questions and comments to moneypower@kiplinger.com. And for added on this and agnate money topics, appointment Kiplinger.com.)
(c) 2017 Kiplinger's Personal Finance; Distributed by Tribune Content Agency, LLC.

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