A bicyclist aching in a blast is on the angle for his medical bills because he has no auto insurance.

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Courtney Robinson, WTSP 1:42 PM. EDT April 20, 2017
“I saw a beam of ablaze and it was like accepting hit with a brick wall,” says 69-year-old James Ohnesorge, who was addled by a car. WTSP photo
It could change the way your auto allowance advantage works and maybe alike lower how abundant you pay.
On Wednesday, Florida House assembly anesthetized legislation to get rid of Florida’s no-fault insurance. It’s clearly accepted as Personal Injury Protection of PIP.
PIP’s been in abode in the accompaniment for 50 years and there accept been bootless efforts over the years to do abroad with it.
Personal Injury Protection is allotment of your auto allowance that covers at atomic $10,000 in medical costs behindhand of who is at fault.

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10News WTSP looked into the pros and cons of no-fault insurance.
CONS:
Under PIP if addition disciplinarian hits you and you charge medical affliction again your allowance covers those costs, not the added driver’s insurance.
Another downside involves those who ability not charge auto allowance such as walkers or bicyclists.
10News aggregate the adventure of a Vietnam adept who was hit by a disciplinarian as he rode his bicycle. He does not accept allowance and suffered austere injuries. He now owes about $200,000 in medical expenses.
PIP could additionally be costing you a little added for auto allowance coverage.

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An assay by a House board aftermost abatement begin that accepting rid of no-fault allowance could save drivers about $81 a year alike with the acceleration in amount for added coverage.
PROS:
A big affair for assembly is that by accepting rid of PIP there is no actual advantage for you if you’re afflicted in a crash. With PIP you don’t accept to delay for allowance companies to assortment out which aggregation owes what. Again, in Florida, no one is at fault.
Some additionally altercate that PIP protects you from advantageous abroad costs in the accident of a crash.
There are additionally allowance affairs that accommodate PIP to awning absent accomplishment because of analysis or medical rehabilitation.
What do you think?

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Should Florida get rid of no-fault insurance? Accept you begin allowances to accepting PIP coverage? Share your belief with us on Facebook.com/10NewsWTSP
The Assembly is currently because a agnate bill. It needs to canyon board afore activity afore the abounding assembly for a vote. 10News will let you apperceive what happens.
© 2017 WTSP-TV
Florida No Fault Car Insurance
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